Payment Services

We advice and represent payment services providers on all aspects of Swiss payment services law and regulation. 

Our services include:

  • Regulation of payment services und Swiss and European law, including innovative payment services and payment services of telecommunication service providers
  • Payment systems under the Financial Infrastructure Act, including oversight and supervision of payment systems by Swiss National Bank and FINMA
  • EU payment services regulation, including PSD2 and SEPA
  • Payment initiation and account information services
  • Information security, including authentication
  • Liability of payment services providers
  • Information obligations of payment services providers
  • Card-based payment services (credit-, debit cards); interchange fee regulation in Switzerland and the EU
  • Data protection in relation to payment services
  • Anti-money laundering in payment services, including information accompanying the transfer of funds